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Thread: Holiday insurance

  1. #1
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    Holiday insurance

    The last timeq we went abroad, February 2012, we paid 160 for 1 weeks's European travel insurance. I approached Saga again yesterday for a quote for 1 week in Majorca in June. They refused to cover us. the only discernible change has been the introduction of NIV at night. I ended up paying 381 from another firm. Saga were unable to say why they had refused our request this time. I found this very disconcerting it's like taking part in a game whe rules can change without any explanation. How have others coped with getting travel insurance?
    Magic

  2. #2
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    We are going on holiday next week.My husband used Post Office insurance . Although the form asks specific questions none of which applied to me, I asked him to phone and explain my illness and how it is mainly mobility that is a problem and there was no problem - no increased premium.

  3. #3
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    I will give them a ring, there is a cancellation period.
    Thanks
    Magic

  4. #4
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    Just rung POmand they will not cover his health needs. don't know if it's because he had a brain tumour or the fact that he has help with breathing at night.
    Thanks anyway.
    Magic

  5. #5
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    Just taken out holiday insurance with Worldwide Travel Insurance Ltd. (www.worldwideinsure.com) The usual questions about medical conditions and general health but they covered my wife and me for a 100 day world trip at 410 plus 85 for medical declaration PLS, although they list it as MND and a heart attack 5 years ago.

  6. #6
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    Will give Worldwide a try for the next trip.
    Enjoy
    Magic

  7. #7
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    What exactly is a holiday insurance? This is the first time that I have heard of it.

  8. #8
    Robyn Copley-Hirst
    Guest
    Quote Originally Posted by chasityrobles View Post
    What exactly is a holiday insurance? This is the first time that I have heard of it.
    Hi chasityrobles,

    There are all kinds of different terms and conditions depending on what travel insurance you choose. Briefly travel insurance is bought to cover any possible medical expenses and various other losses that might happen during a holiday. You can usually buy it to cover a specific holiday period and location. You usually arrange it at the same time you book a holiday. Coverage varies, and things like an illness, medical conditions or 'extreme sports' can effect the cost and also how difficult it is to find an insurer.

    You'll see lots of discussion about it on the forum because of the complications of finding insurance for someone living with MND.

    I hope that helps,

    Robyn

  9. #9
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    Hi we been trying to get insurance for egypt holiday in feb next year, hubby got MND and ive got IESCHEMIC HEART , Stay sure qouted on line 79 but when i rang to confirm and filled in questionaire they came back with 799 big difference !!! . We rang Fish and they gave us 10,0000 medical cover for 180 we paid it straight away so we know we covered. When hubby went in Papworth hospital he came home with a NIPPY machine and told us he will have to go for a flight test 2 weeks before holiday date to see if he can fly so it might turn out we not covered after all and have to cancel holiday which is so sad (

  10. #10
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    We booked to travel with Thompson on a cruise to Egypt and the holy land just last week we leave tomorrow. The incremental insurance cost for travel insurance for me with MND was just 58. This is pretty reasonable. Hope this helps

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