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Hi Twinkle
I just had a very small policy with the Post Office . An over fifties plan that I had a while, and every year they sent me a letter to try and make me take another out with them. So this year I phoned them and told them that I had been diagnosed with MND and to my surprise they said it didn't matter as they didn't want a medical report
I have to wait a year before anyone can make a claim on it
It doesn't amount to a lot but it will cover a funeral and that's what I wanted , as I have spent a lot of my savings on alterations in the house and I don't know if I will be eligible for carers as I have a partner who works.
Like Chris said you can get cover and I took out a policy with Legal and General and the online form did not require a declaration of health. Admittedly it was only a small value policy for £7000 but after you have made 12 monthly payments the policy will pay out.
That's a good affordable amount Barry, thanks for leaving a post, I was thinking of have to pay £100 + monthly. I'll look into it tomorrow.
Thanks all for your replies. X
I do not think that there's nothing stopping you having three of them type policies or putting more money in. I think that all of them won't pay out for a year but check it out.
Love Terry
TB once said that "The forum is still the best source for friendship and information."
It will only remain so if new people post and keep us updated on things that work or don't work and tips.
Please post on old threads that are of use so that others see them and feel free to start new subjects and threads.
Post Office over 50's Plan is a decent one. Hubby has 2 and is eligible to take a third as Terry said but I think if I remember rightly you have to have had the the first 2 before a qualifying date ...
I have life insurance since I bought my first house, so I'm alright Jack (think I had to for a mortgage??)
Financial planning with MND is a fine art - having "too much" in savings = no grants or financial help, which reduces those savings. Having not enough savings = you're up the creek without a paddle.
Diagnosed 03/2007. Sporadic Definite ALS/MND Spinal (hand) Onset.
Eye gaze user - No functional limbs - No speech - Feeding tube - Overnight NIV.
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