pension plan claim question....

[Guest]

hi
have my claim form back from my GP and........in question regarding life expectation he writ "don't know"
what now? can this have chance to past Standdardlife verification?
Max

[roy]

Hi Max,
Im not an insurance/pension broker but when I looked into cashing in my worthless private pension I did recieve a breakdown with a settlement value. It also stated written confirmation from a doctor of a 6 month life expectantcy to satisfy inland revenue rules.
I not sure if the acclaimed DS 1500 would be proof for you.

[Alienista606]

This is whay i have plan to send him mu photocopy of mu DS1500

[john]

Hi Max,
if you haven't already done so I would talk to an independant financial adviser about your optons.

I think it was on something like a thread about critical illness cover sometime ago but I haven't been able to find it but someone had a doctor who was willing to state a patient had a life expectancy of less than 6 months because half of all patients with the illness die within 14 months. His logic said that if you had had the disease for more than 8 months then there was a chance you would be dead within 6months. It worked apparently for the person concerned. If I can find the post I will point you to it.

You have been on here since last May so you must meet the criteria.

Good luck.

John

[Alienista606]

hi John
yes but my gp write "don't know" so...... just fingers x
you say "logic" sorry but regarding more different reason i thing its not good idea to searching for logic in any insurance or financial institution.

[pete]

HI Max,

Hope you ok ,As for your GP , isnt it amazing when you need them to be understanding ,they tell you you have MND and your going to die ?? , And when you need them to say your not going to have a long life ,they write something stupid like i dont know , whats changed since the diagnosis, for me it was never in any doubt that it was terminal and i wasnt going to see Christmas , But like most things now , I guess thay are covering there backside , for fear of any come back on them . If it where me Max i would go back and ask him/her to be a bit more helpful, instead of being a Total pratt ????.

Wishing you all the best

pete

[Alienista606]

Hi Pete you a right. When be in surgery he told me
He fully are and it's no problem and now.....I'm really disappointed
Baq just hope......this claim well past through