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    Settlement of mortgage

    My wife has been informed by an NHS therapist that our mortgage could be settled because of my illness, is this true?
    Diagnosed 2nd Jan 2020
    Both arms/shoulders affected, left worse than right.
    Progressive Muscular Atrophy suspected

    #2
    Well I got a pension pot tax free after my GP confirmed that I have a terminal illness. ๐Ÿ˜x
    Bulbar started Jan 2020. Mute and 100% tube fed but mobile and undefeated. Stay Strong ๐Ÿค—๐Ÿ˜˜๐Ÿค—๐Ÿ˜xx

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      #3
      Originally posted by Beemer View Post
      My wife has been informed by an NHS therapist that our mortgage could be settled because of my illness, is this true?
      Might depend on whether you have life insurance on the mortgage.
      Each day is made easier with a bit of humour.

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        #4
        Beemer
        Forum Member
        Beemer Yes, as Gary said, but only if you have insurance linked to the mortgage specifying critical illness (or whatever) and fall within the policy definitions, so definitely check.

        I had my mortgage paid off - every cloud...

        Love Ellie.
        โ€‹Diagnosed 03/2007. Sporadic Definite ALS/MND Spinal (hand) Onset.
        Eye gaze user - No functional limbs - No speech - Feeding tube - Overnight NIV.

        โ€‹

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          #5
          Thank you all, as I thought, but my wife was told different.
          Diagnosed 2nd Jan 2020
          Both arms/shoulders affected, left worse than right.
          Progressive Muscular Atrophy suspected

          Comment


            #6
            Yes Beemer - check your policy.............I checked mine which had critical illness BUT it meant my husband had to expire within 12 months of a diagnosis, so meanwhile he's still here nearly two years since, has never had a proper diagnosis and the term ended last year - so paid for 20 years into the insurance for NOWT!!!! - win some lose some!
            Husband Albert diagnosed PMA Feb 21

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              #7
              You're born, you deal with ****, you die. Makes me wonder why? ๐Ÿ˜x
              Bulbar started Jan 2020. Mute and 100% tube fed but mobile and undefeated. Stay Strong ๐Ÿค—๐Ÿ˜˜๐Ÿค—๐Ÿ˜xx

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                #8
                Originally posted by bibutery
                I guess yes, I was told that too when I took mortgage. Shortly, when I took a mortgage at Mortgage Advice Newcastle, I took it for 15 years but I closed it luckily in 4 years because they had a really good mortgage conditions so I could pay partly each month and close it something like in 30-35 months. But before they allowed me to take mortgage, I was asked such questions like: do you have any illnesses, do you have some relatives, how much your salary is, etc. because they do really care If you'll be able to pay off that mortgage.
                Seeing as this is your first post Iโ€™d like to welcome you. Youโ€™ve come to a very supportive community. When weโ€™re you diagnosed and how are you? Lynne x
                ALS diagnosed November 2017, limb onset. For the 4 yrs previously I was losing my balance.

                I'm staying positive and taking each day as it comes.

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